Comment from: wildliferescue:
Still, think of the fun she'll have until then! Life's too short to spend it worrying about the future!
Yes, and then think of the stress she'll be under when she actually realises that she's heavily in debt, will have to sell her flat (for no doubt zero profit, or probably even debt including selling fees!), no more nice holidays, back to house sharing in a tiny room... And no doubt it'll be ME that picks up the pieces!
Life IS too short to spend it worrying about the future, but you can have fun AND plan for the future at the same time!! It's called finding a balance.
What's the point in having a wild time now if it means living in poverty on a state pension when I reach 65? My gran lives on a state pension after loosing everything when she was younger. She lives in a grotty old people's home, after finally being moved out her grotty council flat, and gets about £10 a week spending money, which is all that's left over from her pension after paying for the tiny dingy room in the old folks place. I think I'd rather be dead than live like that!!
Oh well, I suppose she's still got her mummy and daddy to bail her out when she runs out of cash... A rare luxury for people in their mid-20s, but they've been doing it all her life, so it's not surprising she has no concept of budgeting!